Andy Mielczarek

Job title 
CEO, Chetwood Financial Limited

Andy is the founder and CEO of Chetwood Financial Limited a UK digital bank focussed on consumer lending and retail savings.  

Prior to starting Chetwood, Andy worked for HSBC for a number of years in various roles across Product and Proposition, latterly as Head of Distribution for HSBC UK, with responsibility for the branch network, call centres and financial advisors. Prior to HSBC he was CFO of Marks and Spencer Bank.

Andy is a Chartered accountant.


Andy was appointed Chair of the FCA Smaller Business Practitioner Panel from 1 June 2022 and represents the interests of small firms as an ex-officio member of the FCA Practitioner Panel.